There are some big hearts in Citrus County! Recently, I was involved in a sale of an old mobile home when the owner lost his job. He also lost more than $11,000 in equity due to the housing slump. Since this was an older mobile, no banks would finance and no insurance company would insure it. Well, technically, Citizens Insurance would insure it, but the mobile had an initial value when it was built, and the “value” is prorated over the years, so if there was a loss, the insured value would not cover the deductible.