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Health Care Tool

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The Kaiser Family Foundation health insurance cost and savings calculator

Until you fill out a Marketplace application, you can use tools like the Kaiser Family Foundation calculator to get a rough estimate of how much health insurance may cost in 2014.

The health insurance costs and savings calculator provides only an estimate. Your final premiums and costs may differ from the estimates, perhaps significantly, depending on where you live and the coverage you select. You’ll learn your final costs for specific plans when you fill out an application in the Health Insurance Marketplace. Before you use the Kaiser Family Foundation calculator, there are a few important things to know: 

--The calculator provides a rough estimate of costs for insurance, based on national averages and factors that may not apply to you. It will give you an idea of what someone with circumstances like yours could pay for Marketplace insurance in 2014.

--The calculator accounts for some factors that may determine plan costs in the Marketplace: age, family size, and tobacco use. Individual plans will weigh these factors differently to determine final prices.

--The estimate doesn’t account for differences based on where you live, which will significantly affect Marketplace prices and offerings.

--The prices are based on a plan in the Silver category. Plans in different categories will likely have higher or lower premiums.

--You won’t be able to get your exact costs for a specific plan until you fill out a Marketplace application. Then you’ll see all of the plans available to you, compare features and prices side-by-side, choose a plan, and enroll. You should expect that your final cost will be different from the rough estimate provided here.